The following thinking patterns are barriers of financial freedom. Please read each of these barriers and ask, "How descriptive is this of me?" If this never describes your thinking and behaviors, choose "10." Choose "1" if it always describes your thinking and behaviors, or wherever in between you think it should be.

1. Lack of clear financial and life goals.

2. Inadequate feelings of self-worth.

3. A poverty consciousness.

4. Anger, resentment, or unforgiveness toward self or others.

5. Destructive or toxic relationships.

6. Lack of positive support systems.

7. Lack of knowledge or financial help.

8. Weak life or spiritual purpose.

9. A self-focused, taker orientation.

10. Fear of change that higher success will bring.